Life, Health, Disability, Long Term Care and Related Insurance
Life and health
insurance have many variables and decisions, such as, how much
is enough and what type of policy is the best for you and your
family. With this in mind, we have put together a quick reference
guide with definitions that will familiarize you with the common
terms used in the breakdown of coverages available.
Needs vary for
life insurance, and each type of insurance has its advantages. Your choices can be Term Life, Universal Life,
Whole Life, Variable Whole Life or a Variable Universal Life policy.
has evolved over the years and the most common choices of plans
are: *Fee-For-Service (or Indemnity) Plans or Managed Care - consisting
of: *Health Maintenance Organizations (HMO’s), *Preferred
Provider Organizations (PPO) or *Point of Service (POS) plans.
Depending on the life or health
insurance needs, whether it be on a individual or group basis, our agency can
provide you with a comprehensive
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